Bank Exams Questions

Q:

A 300m race is held between two players running 3m/s and 5m/s in swimming pool of 50m long. how many times the two player meet in opposite direction till the faster one completes the race ?

A) 3 times B) 4 times
C) 5 times D) 2 times
 
Answer & Explanation Answer: A) 3 times

Explanation:

Let us assume A is the faster and B is slower, A takes 10s to finish a lap of 50 m, B takes 17s(approx) to finish a lap of 50 m.
So at 11th sec A starts his 2nd lap by the time B will be in between so that is the first time they will meet each other, at 21st sec A starts his 3rd lap by the time B will be coming back to finish his 2nd lap. So that is the second time they meet in opposite. Then at 31st sec A will start his 4th lap by the time B would not even finish 2nd lap as he take 34(2*17) sec to finish 2 laps. So at 35th sec B will start his 3rd lap by the time A will be coming back to finish his 4th lap in the half way so they will meet 3rd time. At 41st sec A will start its fifth lap by the time B will be going to finish 3rd lap in same direction. At 50th second both will complete A's 5th lap and B's 3rd lap. So they will start next lap(A's 6th and B's 4th) from the same point in same direction. And A will finish the race after completing 300m(6*50) total distance and then they wont meet opposite to each other.

So totally they met 3 times in opposite direction.

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Filed Under: Logic
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Q:

What is the difference between the compound interests on Rs. 5000 for 11⁄2 years at 4% per annum compounded yearly and half-yearly?

A) Rs. 1.80 B) Rs. 2.04
C) Rs. 3.18 D) Rs. 4.15
 
Answer & Explanation Answer: B) Rs. 2.04

Explanation:

Compound Interest for 1 12 years when interest is compounded yearly = Rs.(5304 - 5000)


Amount after 112 years when interest is compounded half-yearly 


Compound Interest for 1 12 years when interest is compounded half-yearly = Rs.(5306.04 - 5000)


Difference in the compound interests = (5306.04 - 5000) - (5304 - 5000)= 5306.04 - 5304 = Rs. 2.04

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Filed Under: Compound Interest
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17 5109
Q:

Which of the following is not transferred by alveoli?

A) Gases B) Oxygen
C) Blood D) Carbondioxide
 
Answer & Explanation Answer: C) Blood

Explanation:

The main function of the pulmonary alveoli is to perform the transfer and exchange of gases. Here in the given options, blood is only one which is not gas.

 

Hence, blood is not transferred by alveoli.

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Filed Under: General Science
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4 5108
Q:

Kramer borrowed $4000 from George at an interest rate of 7% compounded semiannually. The loan is to be repaid by three payments. The first payment, $1000, is due two years after the date of the loan. The second and third payments are due three and five years, respectively, after the initial loan. Calculate the amounts of the second and third payments if the second payment is to be twice the size of the third payment.

A) 1389 B) 1359
C) 1379 D) 1339.33
 
Answer & Explanation Answer: D) 1339.33

Explanation:

Given:j=7% compounded semiannually making m=2 and i = j/m= 7%/2 = 3.5%
Let x represent the third payment. Then the second payment must be 2x.
PV1,PV2, andPV3 represent the present values of the first, second, and third payments.

Since the sum of the present values of all payments equals the original loan, then
PV1 + PV2  +PV3  =$4000 -------(1)

PV1   =FV/(1 + i)^n  =$1000/(1.035)^4=  $871.44

At first, we may be stumped as to how to proceed for
PV2 and PV3. Let’s think about the third payment of x dollars. We can compute the present value of just $1 from the x dollars

pv=1/(1.035)^10=0.7089188

PV2   =2x * 0.7089188 = 1.6270013x
PV3   =x * 0.7089188=0.7089188x
Now substitute these values into equation ➀ and solve for x.
$871.442 + 1.6270013x + 0.7089188x  =$4000

2.3359201x  =$3128.558

x=$1339.326
Kramer’s second payment will be 2($1339.326)  =$2678.65, and the third payment will be $1339.33

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Filed Under: Compound Interest
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0 5108
Q:

The 112-feet tall bust of ‘Adiyogi’ Lord Shiva at the Isha Yoga Foundation in ___________ has been declared the world’s largest bust by the Guinness Book of World Records.

A) Telangana B) Andhra Pradesh
C) Haryana D) Tamil Nadu
 
Answer & Explanation Answer: D) Tamil Nadu

Explanation:

The 112-feet tall bust of ‘Adiyogi’ Lord Shiva at the Isha Yoga Foundation has been declared the world’s largest bust by the Guinness Book of World Records. The Guinness had announced this on its website. The bust at the Isha Yoga Foundation on the outskirts of Coimbatore, Tamil Nadu was unveiled by Prime Minister Narendra Modi on 24 February.

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Filed Under: General Awareness
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2 5107
Q:

Patanjali and Reliance Jio has ranked _____ respectively, in Top 10 influencial Brands of India ?

A) 4 & 9 B) 3 & 10
C) 2 & 1 D) 5 & 6
 
Answer & Explanation Answer: A) 4 & 9

Explanation:

Ramdev promoted Patanjali Ayurveda and Reliance Jio have featured among the top 10 most influential brand in India, according to a study by the global research firm Ipsos.

Home grown Patanjali and Mukesh Ambani’s controlled Reliance Jio have bagged the fourth and ninth position, respectively. Interestingly, Patanjali and Reliance Jio made an impressive entry as they did not figure in the previous edition of the study.

Besides, Google has been ranked at the top slot while Microsoft and Facebook were ranked at number two and three, respectively. State Bank of India (SBI) being the only financial institution that made to the list, moved up four ranks to take the fifth position. E-commerce player Flipkart dropped three spots to take the tenth place while Amazon climbed couple of steps to take the sixth place. Other companies that made to the list include Samsung (7th) and Airtel (8th).

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Filed Under: Indian Economy
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13 5107
Q:

The largest proportion of federal revenues comes from

A) borrowing B) excise taxes
C) social insurance taxes D) personal income taxes
 
Answer & Explanation Answer: D) personal income taxes

Explanation:

The largest proportion of federal revenues comes from personal income taxes. Almost half of all federal revenue (47 percent) comes from individual income taxes.

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Filed Under: Indian Economy
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2 5106
Q:

Which of these is unique to flowering plants?

A) double fertilization B) an embryo surrounded by nutritive tissue
C) haploid gametophytes D) pollen production
 
Answer & Explanation Answer: A) double fertilization

Explanation:

In flowering plants one sperm nucleus fertilizes the egg and the other sperm nucleus fuses with two other nuclei found within the ovule, thus forming triploid endosperm.

 

Hence, double fertilization is unique to flowering plants.

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Filed Under: Biology
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4 5106