Bank Exams Questions

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IDBI Bank has launched 'Project Nishchay' in partnership with The Boston Consulting Group (BCG) to accelerate its turnaround programme and improve financial performance.

The logical answer for a puzzle is that the letter 'W'.

A rainbow is a spectrum of light that appears in the sky when sunlight is refracted through raindrops or other drops of moisture in the Earth's atmosphere. They have inspired much popular folklore, including the belief that a leprechaun can be found with a pot of gold at the end of a rainbow.

Bengaluru has became the second city in the country, and the first in south India, to have a full-fledged Metro rail in operation following the opening of a final 12-km section of the 42-km first phase of the Metro project. The first phase, comprising an 18-km east-west line and a 24-km north-south line, built at a cost of Rs 13,845 crore, was dedicated to the nation by President Pranab Mukherjee at an event in Bengaluru.

Most modern banking systems are based on Fractional reserves.

Fractional-reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Reserves are held as currency in the bank, or as balances in the bank's accounts at the central bank.

1. In a fractional reserve banking system banks can create money through the lending process.

2. A fractional reserve banking system is susceptible to bank panics.

3. Bank panics are a risk of fractional reserve banking, but are unlikely when banks are highly regulated and lend prudently.