Interview Questions

Q:

Which key word is to be used to tell the JVM to skip the variable while performing the serialization process of the object containing it?

A) Transcient B) Volatile
C) Static D) Final
 
Answer & Explanation Answer: A) Transcient

Explanation:

If you mark an instance variable as transient, you're telling the JVM to skip (ignore) this variable when you attempt to serialize the object containing it.

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Filed Under: Java

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Q:

Patents, Copyrights and Trademarks are examples of

A) Short-term investments B) Fixed assets
C) Long-term investments D) Intangible assets
 
Answer & Explanation Answer: D) Intangible assets

Explanation:

Intangible asset that consists of original creative work manifested in a tangible form that can be legally protected. Intellectual property consists of copyrights, patents, trade-marks and trade secrets. Examples include literary or artistic works, business methods and industrial processes.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Explain What is the difference between debenture holders and creditors?

Answer

Debenture holder are those who provides long term loan at specific interest rate in term of cash and creditor provides only short term credit in term of cash for purchasing of goods.

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Q:

What is PEAR in php?

Answer

PEAR(PHP Extension and Application Repository) is a framework and repository for reusable PHP components. PEAR is a code repository containing all kinds of php code snippets and libraries. 


PEAR also offers a command-line interface that can be used to automatically install "packages".

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Subject: PHP

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Q:

Compounding interest means interest accrues

A) at variable rates throughout the term B) more quickly than simple interest
C) more slowly than simple interest D) at the same rate as simple interest
 
Answer & Explanation Answer: B) more quickly than simple interest

Explanation:

Compounding interest means interest accrues on the interest charged and the principal amount each period the interest is charged.

Compound interest is calculated by multiplying the principal amount by one plus the annual interest rate raised to the number of compound periods minus one.The total initial amount of the loan is then subtracted from the resulting value.

The formula for calculating compound interest is:

[P (1 + i)n] – P

= P [(1 + i)n – 1]

(Where P = Principal, i = nominal annual interest rate in percentage terms, and n = number of compounding periods.)


Take a three-year loan of Rs. 10,000 at an interest rate of 5% that compounds annually. What would be the amount of interest? In this case, it would be:

Rs. 10,000 [(1 + 0.05)3] – 1

= 10,000 [1.157625 – 1]

= Rs. 1,576.25.

 

How it grows ::

 

compound_interest1532497613.jpg image

 

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Capitalism is characterized by which of the following?

A) Profits B) A market economy
C) Privately owned businesses D) All the above
 
Answer & Explanation Answer: D) All the above

Explanation:

Capitalism is an economic system followed by a country or a society which is characterized by Privately owned businesses, a market economy and profits.


Capitalism is defined as "production for exchange" driven by the desire for personal accumulation of money receipts in such exchanges, mediated by free markets. The markets themselves are driven by the needs and wants of consumers and those of society as a whole in the form of the bourgeois state.

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Filed Under: Finance
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What do you mean by motivation?

Answer

Motivation means to arouse your hidden qualities and use them against something to overcome. As only motivation makes you successful in life, Without motivation one is like without any goal in life. Motivation is the only factor that could even make an adrift person to become successful.

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Subject: Motivation

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Q:

Define cursor attributes: %FOUND, %NOTFOUND, %ROWCOUNT, and %ISOPEN

Answer

- %FOUND


 This is a Boolean variable which evaluates to TRUE if the last row is successfully fetched.


 


- %NOTFOUND


 This is a Boolean variable which evaluates to TRUE if the last row is not successfully fetched. This means there are no more rows to fetch.


 


- %ROWCOUNT


 Returns the number of rows fetched by the cursor.


 


- %ISOPEN


If the cursor is open, it evaluates to TRUE else FALSE.

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Subject: Oracle

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