Interview Questions

Q:

In a fractional reserve banking system

A) bank accepts deposits B) bank accepts some loans
C) bank has some cash reserves D) All the above
 
Answer & Explanation Answer: D) All the above

Explanation:

Fractional reserve banking is the practice whereby a bank accepts deposits, makes loans or investments, but is required to hold reserves equal to only a fraction of its deposit liabilities. Fractional reserve banking is a banking system in which only a fraction of bank deposits are backed by actual cash on hand and are available for withdrawal. This is done to expand the economy by freeing up capital that can be loaned out to other parties.

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Filed Under: Bank Interview
Exam Prep: Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

Most financial investments are examples of what type of risk?

A) Credit risk B) Longevity risk
C) Human risk D) Inflation risk
 
Answer & Explanation Answer: C) Human risk

Explanation:

Most financial investments are examples of Human risk type of risks. Since, we humans invest in any kind of financial investments on our own risk expecting profits.

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Filed Under: Bank Interview
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Analyst , Bank Clerk , Bank PO

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Q:

What is an ABAP?

Answer

ABAP (Advanced Business Application Programming) is a high level programming language created by the German software company SAP. It is currently positioned as the language for programming SAP's Web Application Server, part of its NetWeaver platform for building business applications. Its syntax is somewhat similar to COBOL.

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Subject: ABAP

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Q:

What is the syntax to create the object?

Answer

new ClassName();


This expression creates object in heap area and returns that obj address. Here JVM creates object but JVM does not returns object original address. JVM returns duplicate address, duplicate address is also called as hashcode. 

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Subject: Java

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Q:

What is the difference between class selector and ID selector?

Answer

- Class selector can be given to an overall block. This is sometimes termed as block element as well, whereas ID selector identifies a unique name and a style for a specific element. 


- ID selector declares the style for only one particular element which can be differentiated from other element, whereas Class selector is being given for the whole complete block.

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Subject: Web Technology

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Q:

What is the security mechanism used in java?

Answer

Java uses sand box security model.

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Subject: Java

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Q:

What is web application?

Answer

Web application provides services (Free and Paid) apart from information.


Ex: Online Banking System


It provides Bank  information , Branches & ATM information, Loans information etc...


And It provides balance enquiry, Fund transfer, Bill payments like services.

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Subject: Web Technology

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Q:

What are the different types of hostings that exist?

Answer

There are different types of hosting provided to upload and share their files using the web or Internet. 


- Free web hosting service: It provides limited services and offers it to companies in that it offers advertisements and other services with limitations. 


- Shared web hosting service: where a server shares many websites all placed at one place having the range from few to hundred. 


* The domains are most probably remains shared with a common pool of resources that is based on the server like RAM and CPU.


- Reseller web hosting: This is the web hosting that allows clients to provide web hosting to others. This includes individual domains that are listed using the affiliated with a reseller. 


- Virtual Dedicated Server: This is also known as also known as a Virtual Private Server (VPS). This provided the divided server resources in the virtual servers and the method that doesn’t relate directly to the hardware. 


- Home server: This is a single machine server that can be thought as a personal server that is used to host one or more web sites using the connection.

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Subject: Web Technology

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