Questions

Kalachakra ceremony is associated with Buddhism. It is a way of planting a seed, and the seed will have karmic effect. One doesn't need to be present at the Kalachakra ceremony in order to receive its benefits.

The required number is SEVEN.

If you remove  S, it becomes EVEN.

Charles Dickens pen name is Boz. Charles John Huffam Dickens was a British English writer and social critic of 19th century. He created some of the world's best-known fictional characters and is regarded by many as the greatest novelist of the Victorian era.

It is statement of balances of all the accounts in the ledger prepared to prove the arithmetical accuracy of the books of accounts.

A trial Balance is a list of Debit and Credit or a list of Debit & Credit Balance of all the ledger accounts prepared on any particular date

The main difference lies in the motive of the two parties. The main motive of the hedger is to hedge(minimize) the risk from the occurence of some events. 

The motive of the speculator is to gamble in the market in order to make the profit by buying/selling the derivative products.