Analyst Questions

Inflation risk, also called purchasing power risk, is the chance that the cash flows from an investment won't be worth as much in the future because of changes in purchasing power due to inflation.

HOW IT WORKS (EXAMPLE):

For example, $1,000,000 in bonds with a 10% coupon might generate enough interest payments for a retiree to live on, but with an annual 3% inflation rate, every $1,000 produced by the portfolio will only be worth $970 next year and about $940 the year after that. The rising inflation means that the interest payments have less and less purchasing power. And the principal, when it is repaid after several years, will buy substantially less than it did when the investor first purchased the bonds.

Polarity :: 

The polarity of a molecule defines its other physical properties such as melting point, boiling point, surface tension, vapor pressure etc... Simply, polarity occurs when the electron distribution in a molecule is asymmetric. This results in a net dipole moment in the molecule. One end of the molecule is charged negative while the other gets a positive charge.

The polarization of a molecule greatly depends on the shape of the molecule. A diatomic molecule like HF mentioned above has no issue of shape. The net dipole moment is only due to the uneven distribution of electrons between the two atoms. However, when there are more than two atoms involved in making a bond, there are many complexities.

The water molecule is of bent shape. Therefore, when the two pair of electrons shared by oxygen with two hydrogen atoms is pulled towards oxygen, the net dipole moment results in the direction of the oxygen atom. There is no other force to cancel out the resultant dipole moment. Hence, the water molecule is highly polar.

Ammonia molecule is of a pyramid shape and the electronegative N atom pulls the electrons towards itself. The three N-H bonds are not in the same plane; hence the dipole moments created do not get canceled out. This makes ammonia a polar molecule.

However, the dipole moments sometimes get canceled due to the shape of the molecules, making the molecule non-polar. Carbon dioxide is such a molecule.

The United Arab Emirates (UAE) central bank (UAECB) and the Saudi Arabian Monetary Authority (SAMA) have announced that the interbank digital currency they are co-developing will be called 'Aber.'

The main causes for the boat accidents are ::

1. Excessive speed

2. Machinery failure

3. Operator inexperience

4. Alcohol use

5. Operator inattention

6. Lack of proper look-out

7. Careless/reckless behavior and hull failure

8. Hazardous waters

and some more...

Members of the House of Representatives serve two-year terms and are considered for reelection every even year.

Sodium hydroxide, also known as lye and caustic soda, is an inorganic compound with the formula NaOH. It is a white solid ionic compound consisting of sodium cations Na+ and hydroxide anions OH−.

Properties:

1. It is highly soluble in water, and readily absorbs moisture and carbon dioxide from the air.

2. NaOH is insoluble in ether and other non-polar solvents.

3. It is an odorless compound.

Uses:

Sodium hydroxide is used in many industries: in the manufacture of pulp and paper, textiles, drinking water, soaps and detergents, and as a drain cleaner.