Bank Exams Questions

Q:

Which of the following investment choices is least risky?

A) Renting B) Bonds
C) Flipping D) CD's
 
Answer & Explanation Answer: D) CD's

Explanation:

CDs are the least risky investment choice when compared to flipping, renting and bonds.

A certificate of deposit (CD) is a savings certificate with a fixed maturity date, specified fixed interest rate and can be issued in any denomination aside from minimum investment requirements. A CD restricts access to the funds until the maturity date of the investment. CDs are generally issued by commercial banks.

CDs are issued by the bank and are guaranteed by the government. So even if the bank goes bankrupt the investor's money is guaranteed to a certain extent.

Flipping and renting are subjected to market fluctuations while bonds are not insured.

 

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Filed Under: Finance
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Q:

Which of the following is a secondary air pollutant?

A) Acid rain B) SO2
C) CO2 D) Dust particles
 
Answer & Explanation Answer: A) Acid rain

Explanation:

Secondary pollutants include ozone, which is formed when hydrocarbons (HC) and nitrogen oxides (NOx) combine in the presence of sunlight.

 

Whereas Primary pollutant are those pollutants that are directly emitted from their sources, like CO2, CO, SO2 as these gases are directly emitted form burning of fossil fuels.

 

Acid rain, which is formed when sulfur dioxide or nitrogen oxides react with water, sulfuric acid etc.

 

Hence, Acidrain is a secondary air pollutant.

 

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Filed Under: General Awareness
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Q:

In a certain code language, "ACCOUNT" is written as "DFFRXQW". How is "MATHS" written in that code language?

A) PDWKV B) PKLKP
C) PEWLU D) PWDVK
 
Answer & Explanation Answer: A) PDWKV

Explanation:
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Filed Under: Coding and Decoding
Exam Prep: Bank Exams

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Q:

In a class of 80 students and 5 teachers, each student got shopping coupons that are 15% of the total number of students and each teacher got shopping coupons, that are 25% of the total number of students. How many shopping coupons were there?

A) 960 B) 1000
C) 1060 D) 100
 
Answer & Explanation Answer: C) 1060

Explanation:

Given total number of students = 80

Total teachers = 5

Number of coupons each student got = 15 x 80/100 = 12

Number of coupons each teacher got = 25 x 80/100 = 20

 

Therefore, total number of shopping coupons = 80 x 12 + 5 x 20 = 960 + 100 = 1060.

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Filed Under: Percentage
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Q:

Which of the following is Not a form of Energy?

A) Heat B) Sound
C) Motion D) Pressure
 
Answer & Explanation Answer: D) Pressure

Explanation:

Pressure is Not a form of Energy.

 

Energy : It is defined as the ability to do work.

Energy comes in two basic forms. They are :

1. Potential Energy

2. Kinetic Energy

 

Potential Energy is any type of stored energy. It can be chemical, nuclear, gravitational, or mechanical.

Kinetic Energy is found in movement. An airplane flying or a meteor plummeting each have kinetic energy. Even the tiniest things have kinetic energy, like atoms vibrating when they are hot or when they transmit sound waves. Electricity is the kinetic energy of flowing electrons between atoms.

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Filed Under: Physics
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Q:

Which option is an example of expository writing?

A) A novel about a young girl caught up in the Civil War B) A nonfiction book about the history of the Civil War
C) A poem written about the soldiers who fought in the Civil War D) A movie review of a dramatic film about the Civil War
 
Answer & Explanation Answer: B) A nonfiction book about the history of the Civil War

Explanation:
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Filed Under: English
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Q:

In a certain language "BROTHER" is written as "CSPUIFS". How is "SISTER" written in that code language?

A) TJTFUS B) TJTUFS
C) SFUTJT D) TJTSFU
 
Answer & Explanation Answer: B) TJTUFS

Explanation:
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Filed Under: Coding and Decoding
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Q:

'Dona Paula' is one of the most famous and striking monuments located in which state ?

A) Telangana B) Goa
C) Tamil Nadu D) Andhra Pradesh
 
Answer & Explanation Answer: B) Goa

Explanation:
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