Analyst Questions

A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.

Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.

Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

Pinctada vulgaris is a bivalve from which pearl is obtained.

Triglycerides are the primary form of dietary fat found in the body, and may contain a combination of three fatty acids:

saturated fatty acids (SFAs),

polyunsaturated fatty acids (PUFAs), or

monounsaturated fatty acids (MUFAs).

Vitamins are essential nutrients found in foods. They perform specific and vital functions in a variety of body systems, and are crucial for maintaining optimal health.

The two different types of vitamins are fat-soluble vitamins and water-soluble vitamins.

Fat-soluble vitamins :

 Vitamins A, D, E and K — dissolve in fat before they are absorbed in the bloodstream to carry out their functions. Excesses of these vitamins are stored in the liver, and are not needed every day in the diet.

Water-soluble vitamins :

Vitamins dissolve in water and are not stored by the body. Since they are eliminated in urine, we require a continuous daily supply in our diet. The water-soluble vitamins include the vitamin B-complex group and vitamin C.

Water-soluble vitamins are easily destroyed or washed out during food storage or preparation.

GDPR stands for the General Data Protection Regulation. The GDPR is a piece of EU legislation passed by the European Parliament in 2016.

It aims to make it simpler for people to control how companies use their personal details.

Companies will not be allowed to collect and use personal information without the person's consent.

Data includes things like a person's name, email address and phone number, and also internet browsing habits collected by website cookies.

Seawater or salt water is water from a sea or ocean.

On average, seawater in the world's oceans has a salinity of approximately 3.5% or 35 parts per thousand. This means that for every 1 litre (1000 mL) of seawater there are 35 grams of salts dissolved in it.

Hence, The average salinity of seawater is 3.5%.