Bank Clerk Questions


Q:

Mr. Rajan invested Rs 1,00,000 in US Stock Markets when the GBPINR rate was 75. After one year his investment appreciated by 20% in GBP terms. He sold of his investments and repatriated the money to India at the then existing rate of 80. what was real returns in INR?

A) loss of 24% B) gain of 28%
C) loss of 28% D) gain of 20%
 
Answer & Explanation Answer: B) gain of 28%

Explanation:

Money invested by Rajan before 1 year was = Rs. 100000

Money in UK pounds @ 75 is = 100000/75 = 1333.33 Pounds

 

Now, after 1 year invested amount was appreciated by 20%

=> 20% of 1333.33 = 266.66

 

Total investment becomes = 1333.33 + 266.66 = 1600 Pounds

This 1600 Pounds @ Indian currency at 80 = 1600 x 80 = Rs. 1,28,000

 

Hence, Rajan's investment of Rs. 1,00,000 becomes Rs. 1,28,000 in 1 year

 

Therefore, his profit % = [(128000 - 100000)/100000] x 100 = 28%.

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Filed Under: Profit and Loss
Exam Prep: AIEEE , Bank Exams , CAT , GATE
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Q:

When two dice are thrown simultaneously, what is the probability that the sum of the two numbers that turn up is less than 12?

A) 35/36 B) 17/36
C) 15/36 D) 1/36
 
Answer & Explanation Answer: A) 35/36

Explanation:

When two dice are thrown simultaneously, the probability is n(S) = 6x6 = 36

dice_thrown_simulataneously1532668754.png image

Required, the sum of the two numbers that turn up is less than 12

That can be done as n(E)

= { (1,1), (1,2), (1,3), (1,4), (1,5), (1,6)
(2,1), (2,2), (2,3), (2,4), (2,5), (2,6)
(3,1), (3,2), (3,3), (3,4), (3,5), (3,6)
(4,1), (4,2), (4,3), (4,4), (4,5), (4,6)
(5,1), (5,2), (5,3), (5,4), (5,5), (5,6)
(6,1), (6,2), (6,3), (6,4), (6,5) }

= 35

Hence, required probability = n(E)/n(S) = 35/36.

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Filed Under: Probability
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Q:

In computer short cut keys, F4 key is used to

A) To display the items in the active list B) To display help
C) To display system properties dialog box D) To display desktop
 
Answer & Explanation Answer: A) To display the items in the active list

Explanation:

To display the items in the active list.

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Filed Under: Computer
Exam Prep: AIEEE , Bank Exams
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Q:

There are 26 balls marked with alphabetical order A to Z. What is the probability of selecting vowels listed balls? 

A) 1 B) 21/26
C) 5/26 D) 5
 
Answer & Explanation Answer: C) 5/26

Explanation:

We know that,

Total number of balls n(S) = 26

Number of vowels n(E) = 5

Hence, required probability = n(E)/n(S) = 5/26.

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Filed Under: Probability
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Q:

Dry ice is nothing but

A) Solid carbon dioxide B) Baking soda
C) Gaseous carbon dioxide D) Carbon monoxide
 
Answer & Explanation Answer: A) Solid carbon dioxide

Explanation:

dry-ice1531812120.jpg image

 

Dry ice is solid form of carbon dioxide, used as a cooling agent.

 

It lower temperature than that of water ice and not leave any residue.

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Filed Under: Chemistry
Exam Prep: AIEEE , Bank Exams , GATE
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Q:

Physiology :Biology :: Metaphysics : ?

A) Physics B) Statistics
C) Mathematics D) Philosophy
 
Answer & Explanation Answer: D) Philosophy

Explanation:

Physiology is a branch of biology. Similarly, mathematics is a branch of philosophy.

 

Hence, Physiology : Biology :: Metaphysics : Philosophy.

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Filed Under: Analogy
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Q:

How do cancer cells differ from normal cells?

Answer

There are many differences between cancer cells and normal cells. Some of the differences are well known, whereas others have only been recently discovered and are less well understood.


cancer_cells_vs_normal_cells1531806964.jpg image


Cancer Cells vs. Normal Cells ::



Below are some of the major differences between normal cells and cancer cells, which in turn account for how malignant tumors grow and respond differently to their surroundings than benign tumors.



Growth :—


Normal cells stop growing (reproducing) when enough cells are present. For example, if cells are being produced to repair a cut in the skin, new cells are no longer produced when there are enough cells present to fill the hole; when the repair work is done. In contrast, cancer cells don’t stop growing when there are enough cells present. This continued growth often results in a tumor (a cluster of cancer cells) being formed. 



Communication :—


Cancer cells don’t interact with other cells as normal cells do. Normal cells respond to signals sent from other nearby cells that say, essentially, “you’ve reached your boundary.” When normal cells “hear” these signals they stop growing. Cancer cells do not respond to these signals.



Stickiness :—


Normal cells secrete substances that make them stick together in a group. Cancer cells fail to make these substances, and can “float away” to locations nearby, or through the bloodstream or system of lymph channels to distant regions in the body.


 


Ability to Metastasize (Spread) :—


Normal cells stay in the area of the body where they belong. For example, lung cells remain in the lungs. Cancer cells, because they lack the adhesion molecules that cause stickiness, are able to travel via the bloodstream and lymphatic system to other regions of the body—they have the ability to metastasize. 


 


Appearance :—


Under a microscope, normal cells and cancer cells may look quite different. In contrast to normal cells, cancer cells often exhibit much more variability in cell size—some are larger than normal and some are smaller than normal. In addition, cancer cells often have an abnormal shape, both of the cell, and of the nucleus (the “brain” of the cell.) 



The rate of growth :—


Normal cells reproduce themselves and then stop when enough cells are present. Cancer cells reproduce rapidly before the cells have had a chance to mature.


 


Maturation :—


Normal cells mature. Cancer cells, because they grow rapidly and divide before cells are fully mature, remain immature. Doctors use the term undifferentiated to describe immature cells (in contrast to differentiated to describe more mature cells.) 


 


Evading the immune system  :—


When normal cells become damaged, the immune system (via cells called lymphocytes) identifies and removes them. Cancer cells are able to evade (trick) the immune system long enough to grow into a tumor by either by escaping detection or by secreting chemicals that inactivate immune cells that come to the scene.


 


Functioning :—


Normal cells perform the function they are meant to perform, whereas cancer cells may not be functional. For example, normal white blood cells help fight off infections. In leukemia, the number of white blood cells may be very high, but since the cancerous white blood cells are not functioning as they should, people can be more at risk for infection even with an elevated white blood cell count.

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Subject: General Science Exam Prep: AIEEE , Bank Exams
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Q:

Which Bank has made online transactions through RTGS and NEFT free of cost from November 1?

A) HDFC Bank B) Karur Vysya Bank
C) ICICI Bank D) SBI Bank
 
Answer & Explanation Answer: A) HDFC Bank

Explanation:

Private sector lender HDFC Bank has made online fund transfer through RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) free with effect from November 1, with an aim to promote digital economy.

According to the revised charges, customers of savings and salary accounts of HDFC Bank will not have to pay any charge for transferring funds online using its RTGS and NEFT facilities.

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Filed Under: General Awareness
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