Bank Clerk Questions and Answers with Explanation, Job Roles

Q:

Mr. Rajan invested Rs 1,00,000 in US Stock Markets when the GBPINR rate was 75. After one year his investment appreciated by 20% in GBP terms. He sold of his investments and repatriated the money to India at the then existing rate of 80. what was real returns in INR?

A) loss of 24%	B) gain of 28%
C) loss of 28%	D) gain of 20%

Answer & Explanation Answer: B) gain of 28%

Explanation:

Money invested by Rajan before 1 year was = Rs. 100000

Money in UK pounds @ 75 is = 100000/75 = 1333.33 Pounds

Now, after 1 year invested amount was appreciated by 20%

=> 20% of 1333.33 = 266.66

Total investment becomes = 1333.33 + 266.66 = 1600 Pounds

This 1600 Pounds @ Indian currency at 80 = 1600 x 80 = Rs. 1,28,000

Hence, Rajan's investment of Rs. 1,00,000 becomes Rs. 1,28,000 in 1 year

Therefore, his profit % = [(128000 - 100000)/100000] x 100 = 28%.

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Filed Under: Profit and Loss
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Analyst , Bank Clerk , Bank PO

9 5051

Q:

Which organ filters blood in human body?

A) Lungs	B) Heart
C) Liver	D) Kidneys

Answer & Explanation Answer: D) Kidneys

Explanation:

The organ which filters blood in human body are kidneys.

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Filed Under: Biology
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

6 5050

Q:

In a certain store, the profit is 320% of the cost. If the cost increases by 25% but the selling price remains constant, approximately what percentage of the selling price is the profit ?

A) 60%	B) 50%
C) 70%	D) 45%

Answer & Explanation Answer: C) 70%

Explanation:

Let C.P.= Rs. 100.
Then, Profit = Rs. 320,
S.P. = Rs. 420.

New C.P. = 125% of Rs. 100 = Rs. 125
New S.P. = Rs. 420.

Profit = Rs. (420 - 125) = Rs. 295

Required percentage = (295/420) * 100
= 70%(approx)

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Filed Under: Profit and Loss
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Bank Clerk

2 5050

Q:

Which Bank has made online transactions through RTGS and NEFT free of cost from November 1?

A) HDFC Bank	B) Karur Vysya Bank
C) ICICI Bank	D) SBI Bank

Answer & Explanation Answer: A) HDFC Bank

Explanation:

Private sector lender HDFC Bank has made online fund transfer through RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) free with effect from November 1, with an aim to promote digital economy.

According to the revised charges, customers of savings and salary accounts of HDFC Bank will not have to pay any charge for transferring funds online using its RTGS and NEFT facilities.

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Filed Under: General Awareness
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

13 5049

Q:

Tone, volume and pace are part of

A) Body language	B) Spoken language
C) Sign language	D) Written language

Answer & Explanation Answer: B) Spoken language

Explanation:

Tone, volume and pace are part of Spoken language.

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Filed Under: English
Exam Prep: AIEEE , Bank Exams , CAT
Job Role: Analyst , Bank Clerk , Bank PO

3 5048

Q:

A box contains 5 green, 4 yellow and 5 white pearls. Four pearls are drawn at random. What is the probability that they are not of the same colour ?

A) 11/91

B) 4/11

C) 1/11

D) 90/91

A) Option A	B) Option B
C) Option C	D) Option D

Answer & Explanation Answer: D) Option D

Explanation:

Let S be the sample space. Then,
n(s) = number of ways of drawing 4 pearls out of 14

= $C_{4}^{14}$ ways = $\frac{14 \times 13 \times 12 \times 11}{4 \times 3 \times 2 \times 1}$ = 1001

Let E be the event of drawing 4 pearls of the same colour.
Then, E = event of drawing (4 pearls out of 5) or (4 pearls out of 4) or (4 pearls out of 5)

$\Rightarrow C_{1}^{5} + C_{4}^{4} + C_{1}^{5}$ = 5+1+5 =11

P(E) = $\frac{n (E)}{n (S)} = \frac{11}{1001} = \frac{1}{91}$

Required probability = $1 - \frac{1}{91} = \frac{90}{91}$

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Filed Under: Permutations and Combinations
Exam Prep: CAT , Bank Exams
Job Role: Bank PO , Bank Clerk

8 5046

Q:

Select a figure from the four alternatives that would complete the Figure Matrix.

1366338751-11484717348.jpg image

1366338751-121484717370.jpg image

(1) (2) (3) (4)

A) 2	B) 3
C) 4	D) 1

Answer & Explanation Answer: B) 3

Explanation:

By observing the above pattern Figure (3) will complete the matrix.

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Filed Under: Figure Matrix
Exam Prep: Bank Exams , CAT
Job Role: Bank Clerk , Bank PO

8 5040

Q:

Which Indian city is named after the snake Anantha of Lord Vishnu?

A) Trivandrum	B) Tiruchirappalli
C) Tanjavore	D) Vellore

Answer & Explanation Answer: A) Trivandrum

Explanation:

Thiruvananthapuram also known as Trivandrum, is the capital and the largest city of the Indian state of Kerala is named after the snake Anantha of Lord Vishnu.

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Filed Under: Indian Geography
Exam Prep: AIEEE , Bank Exams , CAT , GATE
Job Role: Analyst , Bank Clerk , Bank PO , Database Administration , IT Trainer

16 5039

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