Questions

12 S of Z represents 12 Signs of the Zodiac. 

It is similar to the  

1. 52 W in a Y        -  52 weeks in a year  

2. 3 H in a C          -  3 Hands in a Clock  

3. 3600 S in an H   -  3600 Seconds in an Hour 

4. 5 O in the W      -   5 Oceans in the World

Ozone holes are more pronounced at the polar regions of the earth.

An ETF, or exchange-traded fund, is a marketable security that tracks an index, a commodity, bonds, or a basket of assets like an index fund.

•Unlike mutual funds, an ETF trades like a common stock on a stock exchange.

•ETFs experience price changes throughout the day as they are bought and sold.

•ETFs typically have higher daily liquidity and lower fees than mutual fund shares, making them an attractive alternative for individual investors.